Aktuální články z financí


INFLUENCE OF SECURITY AND TRUST ON ELECTRONIC BANKING ADOPTION IN SLOVAKIA

Martin Vejačka, Tomáš Štofa

The rapid development of information and communication technologies (ICT) in recent years has brought major changes in many areas of the economy and even created its new sectors. Rising complexity of technological and heterogeneity of technological infrastructure and their applications contributed to changes in every business area (Voříšek et al., 2015). New opportunities to sell products and provide services arose in the electronic environment. Customers routinely buy in e-shops and electronic banking became a very important form of banking services usage in last two decades.
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PROPERTY TAX IN THE REGIONS OF THE CZECH REPUBLIC

Jana Janoušková, Šárka Sobotovičová

The issue of fiscal decentralization in the context of the fiscal autonomy of local selfgovernments is still current. The Czech Republic is among the countries with lower tax autonomy (Blöchliger & Pinero Campos, 2011; OECD, 2016; Sedmihradská, 2015). The revenue from assigned taxes and from subsidy programs makes up decisive share in municipal budgets. The state specifies the percentage of revenue for this type of tax that belongs to a specific part of the budget system (in the case of the Czech Republic i.e. regions and municipalities).
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ESTIMATING CONSUMERS’ BEHAVIOUR IN MOTOR INSURANCE USING DISCRETE CHOICE MODELS

Cristian Mihai Dragos, Simona Laura Dragos

As an effective tool for mitigating financial risk, insurance has nowadays become a key sector of a functioning modern society. Motor insurance constitutes the largest line of business of the non-life insurance sector in Europe, considering its fleet of around 334 million vehicles registered in 2013 (Insurance Europe, 2015). The total motor insurance premiums in Europe amounted to €123.5 billion in 2013, with a 28% share of the total Gross Written Premiums.
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